Lending Stream Mis-selling

Do you have a loan with Lending Stream? You may be entitled to compensation if you were mis-sold your loan. Lending Stream is a UK-based lender that offers short-term loans. The company has come under fire in recent years for the way it has sold its loans, with some customers claiming they were mis-sold. If you have a loan with Lending Stream, you may be entitled to a Lending Stream refund.

Lending is irresponsible if Lending Stream doesn’t take into account your financial situation at the time of granting the loan. Have they asked you the question and more importantly established with evidence that you are able to afford the loan? This is both at the time the loan was granted but also having a realistic understanding through your credit history and income security that these commitments can be met over the period of the loan. If you believe that you have been the victim of irresponsible lending by Lending Stream, then you can take action. The first step is to get in touch with us so that we can assess your case. We will need to obtain information from Lending Stream about the loan that was granted to you, including the questions that were asked and the answers that were given. We will also need to review your credit history and income security to determine whether the loan was truly affordable for you. Once we have all of the necessary information, we will be able to determine whether or not Lending Stream was responsible in granting you the loan. If we find that they were not responsible, then we will take action on your behalf to get you the refund that you deserve.

The Benefits of Hiring an Office Cleaning Company

The most apparent advantage of hiring an office cleaning service is reduced stress and money. Employees may be under a lot of pressure to accomplish cleaning jobs, but it is a difficult process to keep everyone on track. Furthermore, it is costly to keep supplies and train new employees. All of these advantages and more are provided by an office cleaning service. This is one of the most common reasons for hiring a professional organisation.

A professional office cleaning service will come in on a regular basis and conduct a thorough job. It will save you significant time, which you can put to better use in your business. Many businesses have personnel that speed through cleaning jobs, leaving dust behind and degrading the quality of the work. Instead of allowing this to happen, engage a professional cleaning. Their rigorous standards of cleaning will assure the greatest level of cleanliness. If you have pricey equipment, you will need to invest in maintenance and training to keep it in good working order.

Professional Office Cleaning

Another reason to hire a professional office cleaning service is to save time. Instead of worrying about a mess, you may concentrate on other elements of your business. Professional office cleaners will be able to complete the task in a timely manner, saving you a significant amount of time and effort. They will also utilise their own equipment, so you will not have to invest in specialist cleaning equipment. A reputable office cleaning service would utilise specific checklists to clean your workplace as completely as possible.


An office cleaning service will also maintain your office tidy. It can help to keep dirt, dust, and spider webs from accumulating, which can lead to illness among personnel. As a consequence, germs are prevented from spreading throughout your office. A skilled office cleaning service will be able to prevent these health concerns and keep your employees as healthy as possible. These perks will eventually minimise employee absenteeism. If you don’t have the time or skill to handle the task yourself, hiring an office cleaning service is a great option.


Hiring an Office Cleaning Company will free up your time. While cleaning your workplace is a vital component of your business, it is also crucial to maintain it clean and sanitary. Aside from saving time, hiring a professional office cleaning firm eliminates health and liability problems. You may then concentrate on other aspects of your business and increase your productivity. These are just a few of the numerous advantages of hiring an Office Cleaning Company.


Professional office cleaners will ensure that your office is as clean as possible. They will employ methods and procedures that you may not have access to, such as high-quality equipment. A professional cleaning business will provide the highest quality and most effective service. Additionally, you will be able to reduce the number of sick days in your workforce while increasing your ROI. If you don’t have the time to clean, you can hire someone to do it for you.


You don’t have to worry about keeping your office tidy if you aren’t a professional. It’s easy to become preoccupied and forget to conduct the essential cleaning. A professional cleaner will also help you remain on top of other responsibilities and grow your business.  Commercial cleaners are not only more convenient, but they also assure a greater level of cleanliness. This implies less stress and more efficiency for your company. Hiring an Office Cleaning Company has several advantages.


Aside from being more efficient, professional cleaners have access to specialised equipment that individuals do not. These instruments enable workers to easily complete the workplace cleaning checklist, reducing the chance of mishaps. They may also increase an office’s ROI by employing the appropriate cleaning products and equipment. They can also save you money in the long term by eliminating the cost of employing cleaning workers and materials. They may be a wonderful resource for the business, but it is best to avoid them if you don’t have the time.

Importance of Fixing a Leaky Roof

A leaky roof can cause water damage to your home, but it may not seem like it’s causing much damage right away. However, if the leak goes unrepaired and water drips on your floors and walls, it can cause even more damage. A damaged roof can cause a property to have foundation issues and cause severe structural damage. Water on the walls can cause the floor joists to bow out and then cause the whole structure to warp, cracking the structure. If you have a leaky roof call us today. We know just how scary the prospect can be, and we have the equipment and personnel required to repair water damage in any size, any location, and any type of roof. We’re the water damage professionals in the area, and we’re equipped to deal with just about any problem you might have.

We offer a roofing service that is guaranteed to satisfy any roofing needs you have. We know that the first step in getting a roof repaired or even replacing it can involve a number of other things, like getting access to a roofing professional or specialist to take a look at it. But we are here to help by making all the necessary arrangements to allow you, the satisfied customer, to get the repair or replacement you need without having to worry about anything else. We are always there to accommodate any of your roofing requests and to make sure your repairs are completed within the shortest timeframe possible. Our roofers are always ready to answer any of your roofing questions and to provide you with all the guidance you might need to make sure that your roof issues are solved.


We know that you might be worried about your roof when a storm has just gone through or when you notice water dripping on your home’s walls. That’s why we’re here to tell you how we can help you get the repairs you need. We have the experience required to identify the root cause of the problem and to get it resolved as quickly as possible, and we can always make sure that you get everything you need in order to make your roof safe again. We also know how easy it is to underestimate how dangerous it can be for your home’s structure when water leaks into your property. We understand that if the leak goes unrepaired and drips onto your floors and walls, it can lead to other problems, like foundation problems. These problems can cause major structural damage and lead to major repairs and a loss of home equity. It takes more than just a leaky roof to damage a home. If you are concerned about a roofing issue, it is time to call in a professional, like the professionals at Best Roofing Contractors. We are here to help you get the roofing service you need, whether you need it for a small problem or for a large problem.  We can also fit replacement conservatory roofs

There is no reason why you shouldn’t get your roofing services from a reputable roofer. Contact us to find out what we can do for you.

There are many reasons why repairing a leaky roof may lead to a greater value of your property. The roof is one of the most expensive parts of a home and should not be taken lightly. If your home needs a roof repair, gutter cleaning or a roof clean it could lead to a decrease in property values in the long run. If the property suffers too much damage from a bad roof, it may not be worth as much as it was in the past. One of the main causes of this loss of property value is when your home needs a roof repair and the water damage is not addressed. Your home’s structural integrity can be damaged by leaks, and these leaks may lead to more extensive repairs down the road. The leaking can lead to the collapse of the entire structure. The water can also cause structural damage to your home, leading to an increase in property values.

What’s a roof inspection? A roof inspection is done by an expert in order to determine the state of a roof. A roof inspection helps a professional identify problems with the roof and its structural integrity. The problem could be small and simple or could be major and expensive.  Once of the most best and cheapest ways is to have a suvey using a drone that is very common now. There are many pros that recommend having a roof inspected annually, including knowing you roof is still safe for your home.

Drone Roof Surveys

A drone roof inspection is cheaper because it eliminates the need to pay for scaffolding. The main reason for this is because drones come with a built-in camera for use in the field. This lets them see any problems that could potentially require further investigations. Many of these problems could also have already been diagnosed at very low cost on the ground. roofingquotes.co.uk offers drone roofing surveys in London


Do I Repair my Broken Washing Machine?

When you’re faced with a broken appliance, there are a few steps to consider: 1. Is the appliance worth repairing? 2. At what point is it better to get a new one?

Having a washing machine (or appliance) breakdown is not something anyone hopes for, but it does happen. When it does, you inevitably have choices to make. Will you repair your malfunctioning washer yourself or call for a repairman? What does it costs? Should I replace my washer now or later, when the warranty runs out?

Breaking out the toolbox and swapping your malfunctioning appliance is a common household scenario that’s a headache for all persons involved. Whether you’re the DIY type or just dread the prospect of tinkering with hoses or gears, deciding between to repair or replace is a personal decision at heart.

Do you have an appliance requiring repair? While it may seem pointless to spend money on a machine with limited years left, repairs can often benefit homeowners in the long run. Here’s what to consider when deciding between repair or replacement.

If you plan to keep this appliance for at least five years, it may be worth getting it repaired. However, if your machine is newer or still under warranty, then these few repairs may not be worth the effort. Washing machines can last as little as three years or up to 12 years, though most last around six to nine years when professionally treated.

I think probably I am going to try to get a repair first, has anybody tried these guys?   Appliance Repairs New York

employment leave

Types of Paid Employment Leave

There are three common types of leaves; administrative, medical and bereavement.

Administrative Leave

What is administrative leave? In general, the term administrative leave is used to describe a mandatory absence. The employee leaves or is told to leave his/her job despite the fact that it’s not their choice. The employee wants to remain at work but the employer, who may be the individual’s boss, or higher authority may require them to take an administrative leave. The reason for this is typically due to a conflict of interest and/or (alleged) misconduct on behalf of the employee which puts their employer in a situation where they can no longer trust them and needs to place them on an administrative leave.

When an employee is placed on administrative leave, he or she is generally not allowed to work. The purpose of placing the employee on an administrative leave is usually to protect the interests of both the employer and employee during a period when potentially damaging allegations are investigated. When an employee is placed on administrative leave, he or she must remain out of work until an investigation into the circumstances surrounding the disciplinary issue has been completed. Generally, an employer cannot fire an employee while they are on administrative leave; however, in some cases, the employer may fire the employee while they are on administrative leave.

Medical Leave

The Family and Medical Leave Act (FMLA) is a labor law that provides employees the right to take up to 12 weeks of leave during one year for certain family and medical reasons. Eligible employees working for employers with 50 or more employees can be eligible. If you are denied unpaid leave under this Act, you may be able to file a lawsuit in court to challenge that decision. Whether you win or lose in court, you will have the opportunity to tell your story to a judge.

Bereavement Leave

Bereavement leave is a legally mandated time off from work due to the death of an immediate family member. This rule applies to almost all employers, regardless of size or business structure. No employee should have to go back to work immediately following the death of a loved one. They need time and space to grieve as privately and carefully as possible. An employer’s duty is to support their employee during this difficult time and in most cases this means granting either a paid or unpaid bereavement leave.

Stainless Steel Cookware the Safe and Durable Option

Stainless steel cookware is the best choice for health in the kitchen because it does not react to acidic foods. It is safe to use with boiling water, making it a great choice for cooking acidic fruits and vegetables. Stainless steel cookware is also an excellent choice for baking and roasting food because it does not react to high temperatures. The non-reactive nature of stainless steel allows you to use only one pot instead of two or three, resulting in less dishes, longer life, and lower cost. We have a wide variety of stainless steel cookware options from brands like Cuisinart, All-Clad and Scanpan.

Stainless Steel cookware is the best quality, with a variety of options from different brands. It is very durable, and safe to use. You can cook with it for a long time and it does not wear off or get dull. Stainless steel is a very popular material because you can use it for pots, pans, skillets, frypans.

If you are a gourmet chef or a novice in the kitchen there are certain tips that can help you. Choosing cookware and having them is important especially if you’re on a budget. Stainless steel cookware is one choice that you can’t go wrong with it. Stainless steel cookware sets are available in almost every style and with various features. Stainless steel cookware is multi-functional, useful and stylish. It suits any kitchen whether you have a classic or modern design.

When you’re shopping for stainless steel cookware, you’re not just giving your kitchen a new look and feel, you’ll be buying products that guarantee quality and durability. Cookware made of stainless steel generally last longer than aluminum or iron pots and pans.

Buy stainless steel cookware sets and pots online from the world’s most recognized and trusted brands. Shop for new and pre-owned pieces that are prepared to give you years of cooking satisfaction. Give yourself a new set of tools, the right equipment to create healthy recipes for your family and friends when cooking with cookware from Cuisinart, Scanpan, All-Clad, Circulon and other top brands. Stainless steel cookware will enable you to cook all your favourites with very little sticking or burning – perfect for an easy cleanup afterwards.


Coronavirus, worried about your Guarantee with Amigo Loans?

Coronavirus, worried about your guarantee with Amigo?

Do you have a guarantee in place with Amigo? As a result of the coronavirus and the considerable financial impact we are seeing on the economy and people’s purses both as an immediate effect and as the lockdown slackens and the true impact on the economy is felt it is essential any liabilities that could cause you financial hardship are reviewed.

You may have provided a financial lifeline to a close friend or relative giving the guarantee for a guarantor loan. This decision would have been taken before the coronavirus hit and the world of finance both in general and individually has been turned on its head.

Why should you be worried about your guarantee with Amigo?

If you do have a guarantee in place it is essential to contact the friend or family member you have guaranteed the finances of in relation to this loan, to discuss their personal financial situation as a result of the coronavirus. Have they been furloughed? Have they a safe job? What are their general prospects looking like coming out of the coronavirus lockdown? All of these questions and more would need to be answered so that you can understand the potential liability that you face should the borrowers financial predicament be negatively affected by the coronavirus.

In addition the lockdown could well have affected your own personal finances where you too could be at risk of losing a business or employment. Everything is just so uncertain.

Can I get a Refund from Amigo

If you have had a loan with Amigo loans you maybe able to claim an Amigo Loans Refund


What is the guarantor loan?

A guarantor loan is borrowing to an individual who otherwise would not be able to be lent to due to either poor credit rating or lack of ability to repay debt via normal credit scoring guidelines. The individual then seeks protection from a friend or family member to guarantee the loan so in the event of default the guarantor then repays the lender.

The loan itself is likely to have a higher rate of interest due to the type of borrower despite the lender having the added protection of a guarantee in place.

What can you do if you have a guarantor loan in place?

If you have a guarantee in place against a loan with Amigo it is always worth challenging them as to the validity of the facility and whether they addressed on application of the borrowing the borrowers own personal abilities to repay the debt. In short they have to have established that the borrowing was responsible.

If you feel in any way concerned regarding the process of how the lending was arranged you can make a complaint to the firm in the first instance where they have eight weeks to reply. Following which if you are unhappy with their response you can take the complaint further through to the Financial Ombudsman for review. 

We work for clients in order to deal with the process from the moment of your concern through to the ombudsman’s review using our previous experience in banking and lending along with our experience in dealing with complaints on behalf of clients all of which span back to the late 80s.

Why are guarantor loans so risky?

Guarantor loans by companies susch as Amigo Loans, Everyday Loans, George Banco and Bamboo Loans are notoriously risky for those providing guarantees. They are as individuals taking on all of the responsibility for the debt with no benefits whatsoever. The coronavirus is not to have financial positions of those who have taken out loans. It’s not going to help firms who provided the loans. As such the onus of responsibility would therefore be focused on any recoveries being made via the guarantor.  

Can I make a Claim?

Yes you can make a claim for mis-sold guarantor loans as well as a PCP claim from such companies as Moneybarn where you maybe able to get a Moneybarn refund

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