Thursday, 17 January, 2008

1. By Dr. Spammy. Comment posted 17-Jan-2008 @09:50am:

   What a deal! Who wouldn't want to spend money to be able to spend money?
2. By J-W #656. Comment posted 17-Jan-2008 @10:39am:

   I can't believe this is legal.
3. By . Comment posted 17-Jan-2008 @10:48am:

   Those fees are exaggerated or from a company that is scamming the public. I use one that has:
   No issue fee
   No minimum balance or monthly maintenance fee.
   No subscription fee
   No statement fee since they don’t send statements.
   It does cost $2 to reload it with more money
   I’ve never once used it at an ATM so I don’t know what that fee might be, that’s not why I have it.
   
   I think there is a 50 cent transaction fee everytime you use it – but I don’t use it for everyday transactions like buying gas and groceries, I use it for internet purchases. If I want to buy something that costs $100, I go put $100 dollars on that card and spend it right away. That way if someone does steal my card number they aren’t really getting anything.
   
   I think anyone who uses actual bank issued card for internet purchases in an idiot.
   
   The one I use is from a company called All Access. They actually send you a card with your name imprinted on it, if that's important to you.
4. By Anyone. Comment posted 17-Jan-2008 @03:36pm:

   Bank-issued cards are at least as safe for Internet transactions if you are buying from a reputable online merchant. The credit card number doesn't go to the web merchant; instead, it is sent to the credit card clearinghouse, which verifies if the card is valid or not. Plus, with a bank-issued card, there is some form of recourse available if the merchant, goods, or services are less than exemplary.
   
   It's much riskier to use a credit card at a restaurant than it is for a typical online merchant. For restaurant purchases, you're typically handing over the actual piece of plastic along with all of the security information on the back of the card. With an Internet transaction, that information stays secret.
5. By . Comment posted 17-Jan-2008 @06:43pm:

   What a bunch of ####### thieves, they need to be run out of all our towns, now!!!
6. By slem. Comment posted 17-Jan-2008 @06:54pm:

   walmart finds another way to skim the poor.
7. By George. Comment posted 17-Jan-2008 @10:50pm:

   "I guess some people would think this is a good deal."
   
   Those people would be Walmart stockholders.
8. By . Comment posted 18-Jan-2008 @01:01am:

   And the Anti-WalMart drums beat on, booming, booming -
   
   Tell me, is this an original idea of WalMart's? Are they the only retailer with such a card? Costco, Best Buy, Target, etc. etc. have no comparable card plans?
   
   Just wondering.
9. By . Comment posted 21-Jan-2008 @03:34am:

   Paying to own, load and use a debit card is the heighth of folly. I opened a checking account with a local bank with $50.00 just to get the debit card. I never use the checks, so no charge there. There is no monthly fee, no fee to deposit to my checking account ("loading my card"), no fee to withdraw money at my bank's machines, no fee to check my balance, and no fee to buy stuff on the internet - mainly e-Bay and Amazon. Just make sure you have an ironclad guarantee that if you mess up your book-keeping and try to buy something when you don't have the money that they will not give you "overdraft protection" at an exorbitant rate ($35.00 at my last bank - that's why they're my last bank).

Original content © 2009, John Walkenbach